Manage Your Chama with Confidence

Transparent contribution tracking, automated payouts, and complete financial history for your savings group.

Three Ways to Save

Choose the chama type that works best for your group

Savings

Build your savings over time. Members contribute regularly to grow their savings account with no rotating payouts.

Merry-go-round

Traditional rotating savings. Pooled contributions go to one member per period, rotating through all members.

Hybrid

Best of both worlds. Combination of rotating payouts and savings, giving members flexibility and growth.

How It Works

Get started in four simple steps

1

Create or Join

Start a new chama or join an existing one with an invite code.

2

Invite Members

Add members to your chama and set contribution rules.

3

Contribute

Members contribute regularly. Track payments automatically.

4

Grow Together

Watch your savings grow and receive payouts on schedule.

See How Your Money Works

Every contribution is automatically split transparently

KES 330 Contribution Breakdown

Example of how your contribution is allocated

Payout Amount
KES 300

Goes to the recipient member this period

Savings
KES 20

Added to your personal savings account

Service Fee
KES 10

Platform maintenance and support

Built for Trust

Everything you need to run your chama with confidence

Complete Transparency

Every transaction is recorded and visible to all members. No hidden fees or surprises.

Automatic Tracking

Contributions and payouts are tracked automatically. No manual record-keeping needed.

Complete History

Access your full financial history anytime. Export records for your records.